Thursday, September 29, 2011

Smart Women Smart Money






Gray cardigan: Down East Basics, Tank: Forever 21, 
Jeans: American Eagle {thrifted}, Shoes: Banana Republic {thrifted}


I went to the Smart Women Smart Money
conference at the Salt Palace yesterday.
It was fabulous!

I wanted to share some of things
 that I learned from this amazing presentation.

Track every penny (Even a quarter from a gumball)

Source: notcot.comVia Ashley on Pinterest



Cash based Envelope approach- once your out, your out!




Adjust your budget to be able to save




Discipline - stick with it, don't give up!




Patience - start small and give it time!




Organize - figure out where you are starting from

Source: iheartorganizing.comiheartorganizing.com Via Ashley on Pinterest



Retirement - Have a plan - know where you are going

Source: mint.com Via Ashley on Pinterest




Will you do me a favor? 
Will you please go to this link and rate this site for me? 
Boot camp for your finances:


THANK YOU!!
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Monday, September 26, 2011

Create a Budget


That shirt is one that I found thrifting this summer. I brought it home, washed it and put it in
my closet and haven't worn it since. 
I decided today would be a very good day to shop my closet
and make an outfit out of it.




Button up: Abercrombie & Fitch {Thrifted}; Shirt: Layers; Skirt: Maurice's; 
Undershirt: Aeropostale
Belt: Maurice's; Earrings: Forever21
.

Economics is talked about in the news like crazy lately.
And although times like these are tough,
I think it is a blessing that they happen.
These hard times allow us to analyze our spending
 and be more conservative.

Nothing makes me happier than seeing so many blogs
that display outfit posts with the word
"thrifted" below the picture.
Seriously you guys ROCK and inspire me!!

Budgeting is one of those lessons that
I need to learn.
 I pay fully for school by myself and I am trying my hardest to refrain
from getting a student loan.
 After paying the expenses of classes, student fees,
college books and parking passes;
it is not easy to budget money.
I mean WHAT MONEY??

So I want to create a goal!
A goal to spend less, shop for deals more
and to create a budget.

One of my very favorite websites
of all history is
http://www.mint.com/

It is a budgeting website that is free
and is simply AMAZING!

It will tell you where all your money is going
and allows you to create a budget
for anything...

 When you go
over your budgeted limit,
it emails you to let you know!
What's not to love???

Source: mint.com Via Ashley on Pinterest

GOAL: Create a budget and start using http://www.mint.com/
OR
 budget using the envelope method 
How: Write down your monthly income {After taxes}
Write down your necessary monthly expenses
{these are the expenses that you HAVE to pay
 i.e. car payment, insurance, cell phone}

Write down your unnecessary monthly expenses
{i.e. hair, nails, clothes, entertainment}

Evaluate your budget to see if there is somewhere
you can cut back
{For example I am SURE I could find cheaper car
insurance elsewhere so I will be insurance
shopping this week}

Make a plan for EVERY PENNY
{even if you label an amount
 'Free spending' and 'College Savings'}

Source: bobdinetzdesign.com via Ashley on Pinterest




STICK TO YOUR BUDGET!!

Good luck with your budgeting this week!

 Please be sure to leave comments if you
have any incredible budgeting tips!


I am linking my outfit up with

Momma Go Round pleated poppy
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Friday, September 23, 2011

Crowns and Glory


What is a CROWN??

 CROWN: (n) Any of various types of headgear worn by Monarch as a symbol of sovereignty.
The distinction that comes from great achievement.

As many of you know
becoming Miss Murray was
a dream that I had set in
my heart MANY years ago.



It all started when I was interning in
the office of an elementary school.
One day Miss Murray came
to do an assembly for the 4th-6th grade girls.

I remember the beauty she possessed
the poise she carried
and the charisma that she radiated.



Her platform was about loving your body
and Self-Confidence!
She was talking about
eating disorders,
possessing confidence
and loving the skin you are in.

I remember her holding up these
shapes such as a triangle, a square,
a circle, a diamond, etc.
She announced that everyone
comes in different shapes
and sizes and no two
people are supposed to be
the EXACT same size!

She then sang a song to these
beautiful girls...a song she wrote
on her own I might add.

Watching her set an example to these gorgeous girls,
 watching her teach values that would forever benefit their life,
 watching her MAKE A DIFFERENCE 
I was quickly inspired!

Source: Etsy.com Via Ashley on Pinterest


I knew one day I wanted Miss Murray to be ME!!!

{That is Miss Murray 1998's crown}
My life had forever CHANGED!!
From that moment I put more effort
into becoming the girl
I wanted to be!
The girl that would one day
I thought
'become' Miss Murray!

I saw the example of this Miss Murray
and it inspired me!
I wanted the crown because
I felt I could make a difference
with it.

I felt children would want to listen
more to the girl who has the
crown on her head.

I felt as if I NEEDED some title to make
me an IMPORTANT person
in my community!
So for the next 8 years I worked on
constantly improving myself,
developing my talents,
volunteering in classrooms and teaching
them the importance of service
and involving myself in Murray City
in every way you could possibly fathom.
My journey did not end there...
I competed in the Miss Murray Pageant
times before I even placed!
In my 5th pageant I made 2nd runner up...
needless to say I was thrilled.

I then went to compete
ONE LAST TIME!
That 'last time' was actually
this past Saturday (September 17th)

The week before the pageant
I started deeply thinking of why
I wanted to be Miss Murray.
I NEEDED to figure out why
it was SO IMPORTANT to me!
The night of my pageant,
my best friend Elise aka my cousin
texted me and wrote:
 "You're going to be great tonight.
You're beautiful, talented, caring, poised and incredible.
But most of all you're a beautiful daughter of God and he loves you.
Be confident in his love and you'll radiate more beauty tonight
than any crown could."





I felt INSPIRED and it was
from THAT moment I
realized, that sure a crown is
beautiful, it sparkles attention
and it allows you to do GREAT things!

But a crown is NOT where true beauty comes from
A crown is corruptible!


My dear friend Stacey
Miss Murray, 2010
is currently serving a mission
and she sent me this
scripture the week of the pageant.
1 Corinthians 9:25 "And every man
that striveth for the mastery is
temperate in all things. Now
they do it to obtain a corruptible crown;
but we an incorruptible."



I did not walk away with the
title nor did I place
but I believe it happened for
A REASON!!

I know now that I do NOT
 need a crown of glory
to make a difference!

I have and will continue to make a difference
on MY OWN
without the creditability of a title,
without the world seeing me serve with only a crown!

I want to make a difference with my
invisible crown on my head!
I want this invisible crown to be worn
on my head proudly
as I strive through life
SHINING into my best self!!!




I am linking this post up with
The Shine Project

Photobucket

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Thursday, September 22, 2011

Mary Kay Sale!

Mary Kay Sale!!!


Once a week I will be posting one item
from my Mary Kay Inventory
that will be an AMAZING GOOD deal!

I will let you know how many of the product I have
in stock right then and once I run out of stock
 the item will then go back to full price!

I'm telling you that you are going
to want to get in on these deals
as quickly as possible!
So let's let the SHOPPING begin!

Source: www.weheartit.com Via Ashley on Pinterest

This weeks deal is...



Timewise 3-in-1 cleanser (Combination to Oily)

USE: This combination to oily formula washes away excess oil with a lathering cleanser that leaves skin feeling thoroughly cleansed and balanced. It cleanses, exfoliates and freshens in one step as it begins the process to reveal younger-looking skin. Plus, it's gentle enough to use twice a day for soft, smooth and refreshed skin.

Normal: $18.00
ON SALE: $7.00

{I only have 4 in stock!!}
Act fast as this deal will end October 1st!

P.S. Go check out the good words Little Miss Momma
has to say about Mary Kay!!!
{She looks so radiant wearing Mary Kay makeup}




To order simply order online at my Mary Kay website 
and upon checkout click 'contact me'
OR

I have Internet access on the go so I do respond quickly!!!
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Wednesday, September 21, 2011

I did all that I could

Competing in the Miss Murray Scholarship Pageant
for the past 6 years has been a journey.


A journey that has brought
tears
joy
motivation
heartache
sympathy
love
ambition
happiness
and SO MUCH MORE!!!


This last Saturday night I gave it my all!
I did the very best I could possibly do at that time!

I prayed for Heavenly Father to give my faith!
To make his will my will!
To have him make up for what I was in lack of!
To make me what he wanted me to be!




My prayers were so deeply answered!


I am learning that Heavenly Father
 has another plan for me!
Pageants are simply the ride to
take me where I need to go!

I am so excited to learn
what Heavenly Father has in
store for me!


I still have full and complete faith
that anything you dream of
and work hard at
CAN come true!

I believe that some dreams
are placed in our hearts for
a BIGGER reason than just
to achieve them!

 
{Life is short...MAKE IT WORTHWHILE!}

 
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Sunday, September 11, 2011

In honor of 9/11

America is such a BEAUTIFUL country!
It is a country that I feel honored to live in,
A country that brings me hope,
America is a country that I feel happy
to hold so much pride in!


I can not believe that 10 years
ago from today our country was attacked.
I remember I was in 8th grade
and it came on the news right before I
was about to leave for school.

My dad called me in the living room
and told me to sit down and watch
the news for just a minute.
He told me that two planes
had just hit the world trade center.

I looked up at him and said "What,
do they not know how to fly?
How do you actually hit a building?"
I now realize  just how
naive and innocent I was.

I had no idea at all that people would
be out there to do things like
this on purpose.
It wasn't until I actually arrived at school
that I realized it was an ATTACK
and it had been done on purpose
to hurt our country.


The news was on every classroom
in the entire school.
EVERYBODY was talking about what had happened.
On that day no one cared about
who was wearing what or
who the newest couple was.
The only talking going on was
about our country.

In my honest opinion this attack
may have attempted to destroy
this country but I think
it only made America
THAT MUCH STRONGER!



There are no words to describe the
gratitude I hold within my heart
for the New York firefighters, policemen
and the all the hero's that went in
and risked their lives to
try and save all the people
they possibly could.

I can't imagine the heartache so
many families and individuals
felt on this particular day!
I pray for them!!!

Thank you to all the Men and Women of
this country who FIGHT for the
rights we have here in America
every single day of your life!
Thank you for fighting
for Liberty and Justice!

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Saturday, September 10, 2011

Service for Kaitlyn

I had the opportunity to walk in the ALS walk today!
It was held at Wheeler Historic Farm
in Murray Utah!


It was very special because Little Miss Murray 2005
Kaitlyn Sutherland invited Sister and I to
come walk with her and her family.

{She is the 2nd one from the left}


You see just a few short months before
she gave up her title
her father passed away from ALS (Lou Gehrig's disease)


Can you just imagine??
I sure can't!
That is why this girl is my HERO!



It felt so good to show up to support her
I could tell by her enthusiasm
that she was SO GRATEFUL
to Abby and I for showing up
and it meant the entire world to her.


My eyes filled with tears
as this amazing man who
has suffered from this disease for
several years, spoke on fighting for life!




I felt heartache and pain for what Kaitlyn
and her family has faced.
I can't imagine the agony they must have faced
watching the man they loved so dearly
suffer so much.

I most certainly can't imagine loosing my dad
he is the one I fight with the most
but only because we have so much in common
and I love him more than words could ever describe!

Later today a song came on the radio
it was a common song but in between
each line were two girls speaking
to their father's who had passed away
in the 9/11 tragedy.

Lines like "I miss you daddy, I try to be
happy and not cry but sometimes it is just
too hard. I made honor roll daddy
you would be so proud of me."
"I wanted you here with me to walk me
down the aisle, you're watching me right daddy?"

I burst into tears after hearing that song.
That is the day I look forward to the
most, is my father walking me down
the aisle.

I love moments like these where I
realize all that I am blessed with
and I become more humbled
realizing there are people
out there that need my love and support
and I can simply make someones
burdens lighter today by giving
them all the love they deserve.


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